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Dubbo, NSW 2830

Building financial confidence through practical education and personalized guidance

carvionexis

Building Financial Confidence Through Education

Most people feel overwhelmed by money decisions. Our structured programs help you understand personal finance without the jargon or intimidation that often comes with financial advice.

Explore Your Options
8 Core Modules
6 Month Duration
12 Weekly Hours
24 Expert Sessions

Three Learning Tracks

We've designed different pathways because not everyone starts from the same place. Pick what matches where you are now with your financial knowledge.

Foundation Track

Starting from scratch? This track covers budgeting basics, understanding bank accounts, and building your first emergency fund. It's straightforward stuff that actually makes sense.

You'll work through real scenarios and create your own financial roadmap. Nothing theoretical here.

Starts September 2025

Growth Track

Already managing your day-to-day finances? This track focuses on investment fundamentals, property planning, and long-term wealth strategies.

We break down concepts like compound interest and diversification without assuming you have an economics degree.

Starts October 2025

Advanced Track

For those who've mastered the basics and want to explore tax strategies, portfolio management, and estate planning. This gets into the nuanced stuff.

Expect detailed case studies and direct access to financial professionals who can answer complex questions.

Starts November 2025

How The Program Works

We run these programs differently than most financial education courses. Rather than lecture-heavy sessions, you'll spend time working through actual financial scenarios.

Each week includes a mix of guided learning, group discussions, and individual planning work. You'll leave each session with something you can apply immediately.

  • Weekly interactive sessions with financial educators
  • Practical worksheets and planning tools you keep forever
  • Small group discussions with people at similar stages
  • Access to recorded content if you miss a live session
  • Follow-up resources and ongoing community access
Financial planning workshop with participants working through budgeting exercises

Who You'll Learn From

Our educators come from varied backgrounds in finance, accounting, and financial counseling. They've seen plenty of messy situations and know how to explain things clearly.

Financial educator Rhys Ashford reviewing course materials

Rhys Ashford

Foundation Track Lead

Spent twelve years helping families get out of debt. He makes budgeting feel less like punishment and more like planning for things you actually want.

Investment specialist Ingrid Thorsen explaining market fundamentals

Ingrid Thorsen

Growth Track Coordinator

Former investment advisor who got tired of finance industry jargon. Now teaches regular people how markets actually work without the confusing terminology.

Tax strategy expert Dimitri Valentin in discussion with program participants

Dimitri Valentin

Advanced Track Specialist

Accountant background with a focus on tax-effective strategies. Knows Australian tax law inside out and explains it in ways that don't require a law degree.

Common Questions

Here's what people usually ask before signing up. If your question isn't here, just reach out.

Every session gets recorded. You'll have access to all recordings throughout the program and for three months after it ends. Plus, the worksheets and resources stay yours permanently.

That said, the live discussions are where a lot of learning happens, so we encourage showing up when you can.

For the Foundation Track, absolutely not. We start with the very basics and assume no prior knowledge.

Growth Track assumes you're comfortable with budgeting and basic banking. Advanced Track expects you're already investing or managing more complex finances.

The live sessions run for two hours weekly. Most participants spend another hour or two working through the exercises and planning tasks.

Some weeks are lighter, others need more time depending on your personal situation. It's flexible though, you work at your own pace with the materials.

The Foundation and Growth tracks focus on personal finance rather than business finances. Some principles cross over, but we don't cover business-specific topics like business tax structures or commercial lending.

The Advanced Track touches on self-employment tax strategies, which can be relevant if you're running a small business as a sole trader.

You'll have ongoing access to a community platform where past participants share updates and ask questions. We also run quarterly refresh sessions covering new financial developments or policy changes.

The goal isn't to make you dependent on the program, it's to give you enough knowledge to manage your finances independently.

Group session participants collaborating on financial planning exercises

What Makes This Different

Financial education often comes across as either too simplistic or impossibly complex. We've tried to find the middle ground where things are explained properly without unnecessary complications.

The programs focus on Australian financial systems specifically. Tax rules, superannuation, Centrelink, property markets – all from a local perspective.

Realistic Scenarios

Work through actual case studies based on real situations people face, not hypothetical textbook examples.

Ongoing Support

Access to educators continues beyond the formal program through community channels and follow-up sessions.

Local Context

Everything tailored to Australian financial systems, regulations, and market conditions that affect your decisions.

Practical Tools

Leave with spreadsheets, templates, and planning frameworks you can use long after the program finishes.

Get Program Details